Design Trends for 2023

By: Mitchell Saldanha Real Estate Team

Design Trends for 2023

Tags: design trends, house prices,

  With a new year comes new design patterns, everything from timeless pieces to fresh takes on old styles. For 2023, there are some fantastic home design trends that are predicted to make their way into many homes.  If you’re renovating or building a new home in 2023, here are some design trends that are predicted to be popular this year: Terrazzo Tile This type of tile is predi...Read More

Adjusting Your Finances

By: Mitchell Saldanha Real Estate Team

Adjusting Your Finances

Tags: Finances, Real Estate

The latest news has been focused on rising interest rates, inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today! Set a budget and reduce monthl...Read More

Locking in your variable rate is NOT your only option!

By: Mitchell Saldanha Real Estate Team

Locking in your variable rate is NOT your only option!

Tags: homes in toronto

 Locking in your variable rate is NOT your only option! Do you currently have a variable rate mortgage?  I bet with all that is going on, you may be thinking “Should I lock my mortgage into a fixed rate or stay variable”. This is such a common question people are thinking and asking about. If you're not aware, on December 7, 2022 the Bank of Canada announced that the pr...Read More

Job Loss and Your Mortgage Application

By: Mitchell Saldanha Real Estate Team

Job Loss and Your Mortgage Application

Tags: Job Loss, Mortgage

When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such as making large purchases (i.e. a new car), applying for new credit, pulling additional credit reports, etc. Another issue that can come up is the loss of your job. What you can afford to qualify for in relation to your mortgage depends on your income....Read More

Understanding Insurance

By: Mitchell Saldanha Real Estate Team

Understanding Insurance

Tags: Real Estate Insurance

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance products to ensure you have proper coverage.  &n...Read More

Improving Your Financial Direction

By: Mitchell Saldanha Real Estate Team

Improving Your Financial Direction

Tags: Improving Your Financial Direction

Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! Here are a few simple ideas to get you started: Create a Budget: In order to stop living paycheck-to-paycheck , you need to ...Read More

By: Mitchell Saldanha Real Estate Team

Do you buy a starter home now or save up until you can afford your ‘forever’ home?

Tags: Starter Home, Dream Home, Home Prices

A starter home is something you'd be happy living in for around five years even if you know you'll outgrown it. A forever home, on the other hand, is one that you could potentially see yourself living in for the rest of your life, or at least the next 20 or 30 years. This means it meets most, if not all, the criteria of your dream home: the right location, the right size, and all the extra...Read More

5 Tips to Boost Your Home’s Curb Appeal

By: Mitchell Saldanha Real Estate Team

5 Tips to Boost Your Home’s Curb Appeal

Tags: real estate, home, seller, buyer

When potential buyers are searching for a new home, first impressions matter. When coming to look at your house, the first thing that prospective buyers will notice is your curb appeal, your landscaping, and the cleanliness of your home’s exterior.    When staging a home for sale, many owners will focus their attention on the inside of their home and forget about the outside. Wit...Read More

By: Mitchell Saldanha Real Estate Team

April 2022 Easter Colouring Contest

Tags: 2022 Easter

  From now until April 10th, enter our Easter colouring contest! Download one of our colouring pages below and tag @myrealestatefamily on Instagram or email your finished product to msrtmarketing@royallepage.ca. The winner will receive an Easter gift basket filled with outdoor toys and a Chapters gift card!           ...Read More

5 Approval Roadblocks You Should Know

By: Mitchell Saldanha Real Estate Team

5 Approval Roadblocks You Should Know

Tags: Roadblocks,Employment,Debt

When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say, “there is a problem”.  If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your financing approval is based on the information the lender was provided ...Read More