Home Evaluation

By: Mitchell Saldanha Real Estate Team

Home Evaluation

Tags: Home Evaluation,

Benefits of a Home Evaluation Whether you are deciding to put your house up for sale or you are searching for a home to buy, a home evaluation — also known as a Comparative Market Analysis (CMA) — is important in determining the market value of the property. A CMA is a report that includes both active and sold listings. Agents use these reports to help pinpoint an accurate market val...Read More

7 Steps for Mortgage Prep

By: Mitchell Saldanha Real Estate Team

7 Steps for Mortgage Prep

Tags: Mortgage Prep Guide,7 Mortgage Prep steps, Mortgage Preparation Guide

Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one borrower (or guarantor), especially if you are putting under 20% down. If you are able to make a larger down payment of 20% or more, then a score of 680 is not required. If your credit score does not meet the mini...Read More

To Break Or Not To Break

By: Mitchell Saldanha Real Estate Team

To Break Or Not To Break

Tags: mortgage

Most homeowners should expect to pay a penalty if they want to break their mortgage to get a better rate or for a complete refinance.   Homeowners in 5 year fixed mortgages often look to break their mortgage during their 3rd year for debt consolidation or to accommodate changing life circumstances.   The penalty to break a mortgage is typically the greater of • Three month’s i...Read More

Winter Family Fun in Halton Hills

By: Mitchell Saldanha Real Estate Team

Winter Family Fun in Halton Hills

Tags: Halton Hills, Winter Family Fun

Winter Family Fun in Halton Hills With all this cold weather and snow, most of us are probably dreaming about being somewhere sunny and laying on a beach. Even if the cold winter climate isn’t for you, there are so many fun winter activities to do in Halton Hills. Here are our top six suggestions for winter family fun in Halton Hills: 1. HIT THE SLOPES After a fresh snowfall, you'll wan...Read More

How To Talk To Your Kids About Finances

By: Mitchell Saldanha Real Estate Team

How To Talk To Your Kids About Finances

Tags: Finances

A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of $5,623 per year! This is an extensive additional cost that most parents cannot afford. In fact, over 30% of parents are seeing delayed retirement in order to help kids with post-secondary costs and are facing an inability or delayed timeframe in paying off their own debts. As m...Read More

Tips for Organizing Your Closet

By: Mitchell Saldanha Real Estate Team

Tips for Organizing Your Closet

Tags: ORGANIZING YOUR CLOSET, GTA HOMEOWNERS, TIPS FOR ORGANIZING, SELLING YOUR HOME IN THE GTA, GTA REAL ESTATE

A closet is a place where it is easy to lose control, leading to lost belongings and lost time.  Fortunately, there are some simple steps that you can take to reduce the chaos and bring order back into your life.   Declutter! Start by reducing the clutter, pull everything out of the closet and if you don’t use it, let it go. A good tip to go by is if you haven't ...Read More

Do You Have Children and Are Trying to Prepare for a Showing? To Make Things Go More Smoothly, Here Are Some Helpful Tips

By: Mitchell Saldanha Real Estate Team

Do You Have Children and Are Trying to Prepare for a Showing? To Make Things Go More Smoothly, Here Are Some Helpful Tips

Tags: REAL ESTATE SHOWING, PREPARING FOR A SHOWING WITH CHILDREN, INEXPENSIVE WAYS TO PREPARE FOR SHOWING, TIPS FOR GETTING HOME CLEANED, GTA HOMEOWNERS

Getting ready for a showing can be difficult, especially if you have children. Here are some ideas for making household cleaning fun for the whole family so that everyone is willing to pitch in and help out!     If you are a pet owner - click here for 5 suggestions for pet owners who are looking to sell their home.     1. Get your laundry basket and walk around the house. If yo...Read More

10 Simple Ways to Winterize Your Home

By: Mitchell Saldanha Real Estate Team

10 Simple Ways to Winterize Your Home

Tags: WINTERIZE HOME, HOW TO GET HOUSE READY FOR WINTER, GTA REAL ESTATE, INEXPENSIVE WAYS TO WINTERIZE HOME, GTA HOMEOWNER

In Georgetown, Caledon, Orangeville, Brampton and other places where people are prepared for cold winter temperatures, it's important to make your house winter-ready before the well-known hazards of freezing weather become your worst nightmare.   Whether this winter is your first time in your own home or the tenth, there are a few things you can do to help prepare your home for the harsh ...Read More

Create an Enjoyable Moving Experience for the Entire Family

By: Mitchell Saldanha Real Estate Team

Create an Enjoyable Moving Experience for the Entire Family

Tags: HOW TO MAKE MOVING FUN, IDEAS TO MAKE MOVING FUN, HOW TO MAKE MOVING EASIER, GTA HOME SELLERS, GTA HOME BUYERS, GTA REAL ESTATE

Moving is usually never a fun thing to have to do. It can be quite stressful and agitating at times. Moving boxes for hours exhausts us, and our children become restless and impatient. Relocating can be a challenge because it involves meeting new people and enrolling your children in new schools. That's why we've compiled a list of 5 great ideas to include the whole family and lighten the ...Read More

Factors to Consider When Preparing to Downsize

By: Mitchell Saldanha Real Estate Team

Factors to Consider When Preparing to Downsize

Tags: HOW TO DOWNSIZE YOUR HOME, PREPARING TO DOWNSIZE, DOWNSIZING IN THE GTA, GTA REAL ESTATE, RELOCATING

Have all or most of your children moved out of the house, and retirement is looming, prompting you to consider downsizing? When kids leave the nest, for some, downsizing just seems like the natural thing to do as the abundance of space is not a necessity anymore. Although downsizing may not always be a good thing, it can be because it allows you to pay less for your home and have fewer rooms to cl...Read More