Understanding Insurance

By: Mitchell Saldanha Real Estate Team

Understanding Insurance

Tags: Real Estate Insurance

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance products to ensure you have proper coverage.  &n...Read More

Improving Your Financial Direction

By: Mitchell Saldanha Real Estate Team

Improving Your Financial Direction

Tags: Improving Your Financial Direction

Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! Here are a few simple ideas to get you started: Create a Budget: In order to stop living paycheck-to-paycheck , you need to ...Read More

By: Mitchell Saldanha Real Estate Team

Do you buy a starter home now or save up until you can afford your ‘forever’ home?

Tags: Starter Home, Dream Home, Home Prices

A starter home is something you'd be happy living in for around five years even if you know you'll outgrown it. A forever home, on the other hand, is one that you could potentially see yourself living in for the rest of your life, or at least the next 20 or 30 years. This means it meets most, if not all, the criteria of your dream home: the right location, the right size, and all the extra...Read More

5 Tips to Boost Your Home’s Curb Appeal

By: Mitchell Saldanha Real Estate Team

5 Tips to Boost Your Home’s Curb Appeal

Tags: real estate, home, seller, buyer

When potential buyers are searching for a new home, first impressions matter. When coming to look at your house, the first thing that prospective buyers will notice is your curb appeal, your landscaping, and the cleanliness of your home’s exterior.    When staging a home for sale, many owners will focus their attention on the inside of their home and forget about the outside. Wit...Read More

By: Mitchell Saldanha Real Estate Team

April 2022 Easter Colouring Contest

Tags: 2022 Easter

  From now until April 10th, enter our Easter colouring contest! Download one of our colouring pages below and tag @myrealestatefamily on Instagram or email your finished product to msrtmarketing@royallepage.ca. The winner will receive an Easter gift basket filled with outdoor toys and a Chapters gift card!           ...Read More

5 Approval Roadblocks You Should Know

By: Mitchell Saldanha Real Estate Team

5 Approval Roadblocks You Should Know

Tags: Roadblocks,Employment,Debt

When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say, “there is a problem”.  If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your financing approval is based on the information the lender was provided ...Read More

Fun March Break Activities in Ontario

By: Mitchell Saldanha Real Estate Team

Fun March Break Activities in Ontario

Tags: fun,zoo,realestate,

    March Break is approaching quickly which means the kids are off school for a week. It can be hard to decide what to do with your kids while they are off, as the weather can sometimes be unpredictable in Ontario.    To help you out and provide some ideas, here is a list of five fun March Break activities that you and your family can enjoy this break from the Mitchell Sald...Read More

By: Mitchell Saldanha Real Estate Team

Family Day Fun 2022

Tags: Family, fun

Family Day Fun 2022 With Family Day fast approaching (Monday, February 21), it is time to start deciding what to do with your family for the long weekend. Here is a list of five fun Family Day activities to do in the Greater Toronto Area:   1. OUTDOOR SKATING  Enjoy Family Day at one of the many outdoor skating rinks in Brampton. Most of the outdoor rinks in Brampton are free of charge...Read More

Home Evaluation

By: Mitchell Saldanha Real Estate Team

Home Evaluation

Tags: Home Evaluation,

Benefits of a Home Evaluation Whether you are deciding to put your house up for sale or you are searching for a home to buy, a home evaluation — also known as a Comparative Market Analysis (CMA) — is important in determining the market value of the property. A CMA is a report that includes both active and sold listings. Agents use these reports to help pinpoint an accurate market val...Read More

7 Steps for Mortgage Prep

By: Mitchell Saldanha Real Estate Team

7 Steps for Mortgage Prep

Tags: Mortgage Prep Guide,7 Mortgage Prep steps, Mortgage Preparation Guide

Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one borrower (or guarantor), especially if you are putting under 20% down. If you are able to make a larger down payment of 20% or more, then a score of 680 is not required. If your credit score does not meet the mini...Read More