Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A monthly payment is simply a single large payment, paid once per month; this is the default that sets your amortization. A 25-year mo...Read More

                                                                          Alternative Lending When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. H...Read More

With Family Day fast approaching (Monday, February 20), it is time to start deciding what to do with your family for the long weekend. Here is a list of five fun Family Day activities to do in Brampton, Mississauga, Georgetown and surrounding areas:   Dino-mite weekend in mississauga Enjoy free dinosaur themed activities for the whole family all family day weekend long in Celebration Square...Read More

    When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look at beyond simply the interest rate: Term: The length of time ...Read More

  With a new year comes new design patterns, everything from timeless pieces to fresh takes on old styles. For 2023, there are some fantastic home design trends that are predicted to make their way into many homes.  If you’re renovating or building a new home in 2023, here are some design trends that are predicted to be popular this year: Terrazzo Tile This type of tile is predi...Read More

The latest news has been focused on rising interest rates, inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today! Set a budget and reduce monthl...Read More

 Locking in your variable rate is NOT your only option! Do you currently have a variable rate mortgage?  I bet with all that is going on, you may be thinking “Should I lock my mortgage into a fixed rate or stay variable”. This is such a common question people are thinking and asking about. If you're not aware, on December 7, 2022 the Bank of Canada announced that the pr...Read More

When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such as making large purchases (i.e. a new car), applying for new credit, pulling additional credit reports, etc. Another issue that can come up is the loss of your job. What you can afford to qualify for in relation to your mortgage depends on your income....Read More

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance products to ensure you have proper coverage.  &n...Read More

Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! Here are a few simple ideas to get you started: Create a Budget: In order to stop living paycheck-to-paycheck , you need to ...Read More