When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and term. Thereby allowing you to move or ‘port’ your mortgage over to the n...Read More

As the leaves turn vibrant shades of red, orange and gold, and the air becomes crisp, it's time to embrace the beauty of fall in the Greater Toronto Area (GTA). Whether you're in Brampton, Caledon, Orangeville or the surrounding regions, there are plenty of delightful activities to enjoy during this season. Here's a list of fall-inspired adventures to consider: Scenic Leaf Peeping: T...Read More

As the leaves change colour and the air turns crisp, it's time to bring in a new season of home design. Fall 2023 brings with it a delightful array of interior trends that blend comfort, functionality, and style. Whether you're looking to make subtle updates or embark on a complete makeover, these home design trends will inspire you to create a space that exudes warmth and sophistication. ...Read More

With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity line of credit or HELOC) to help fund the upfront cash to make changes to your home. A few thin...Read More

 As the temperature rises and summer approaches, it's the perfect time to start getting your home ready for sale. If you're planning to list your home in the coming weeks, here are some valuable tips from the real estate professionals at the Mitchell Saldanha Real Estate Team in Caledon, Brampton, Orangeville, Georgetown and the surrounding areas: 1. Enhance Your Summer Curb Appeal ...Read More

Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A monthly payment is simply a single large payment, paid once per month; this is the default that sets your amortization. A 25-year mo...Read More

                                                                          Alternative Lending When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. H...Read More

With Family Day fast approaching (Monday, February 20), it is time to start deciding what to do with your family for the long weekend. Here is a list of five fun Family Day activities to do in Brampton, Mississauga, Georgetown and surrounding areas:   Dino-mite weekend in mississauga Enjoy free dinosaur themed activities for the whole family all family day weekend long in Celebration Square...Read More

    When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look at beyond simply the interest rate: Term: The length of time ...Read More

  With a new year comes new design patterns, everything from timeless pieces to fresh takes on old styles. For 2023, there are some fantastic home design trends that are predicted to make their way into many homes.  If you’re renovating or building a new home in 2023, here are some design trends that are predicted to be popular this year: Terrazzo Tile This type of tile is predi...Read More