5 Tips to Boost Your Home’s Curb Appeal

By: Mitchell Saldanha Real Estate Team

5 Tips to Boost Your Home’s Curb Appeal

Tags: real estate, home, seller, buyer

When potential buyers are searching for a new home, first impressions matter. When coming to look at your house, the first thing that prospective buyers will notice is your curb appeal, your landscaping, and the cleanliness of your home’s exterior.    When staging a home for sale, many owners will focus their attention on the inside of their home and forget about the outside. Wit...Read More

By: Mitchell Saldanha Real Estate Team

April 2022 Easter Colouring Contest

Tags: 2022 Easter

  From now until April 10th, enter our Easter colouring contest! Download one of our colouring pages below and tag @myrealestatefamily on Instagram or email your finished product to msrtmarketing@royallepage.ca. The winner will receive an Easter gift basket filled with outdoor toys and a Chapters gift card!           ...Read More

5 Approval Roadblocks You Should Know

By: Mitchell Saldanha Real Estate Team

5 Approval Roadblocks You Should Know

Tags: Roadblocks,Employment,Debt

When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say, “there is a problem”.  If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your financing approval is based on the information the lender was provided ...Read More

Fun March Break Activities in Ontario

By: Mitchell Saldanha Real Estate Team

Fun March Break Activities in Ontario

Tags: fun,zoo,realestate,

    March Break is approaching quickly which means the kids are off school for a week. It can be hard to decide what to do with your kids while they are off, as the weather can sometimes be unpredictable in Ontario.    To help you out and provide some ideas, here is a list of five fun March Break activities that you and your family can enjoy this break from the Mitchell Sald...Read More

By: Mitchell Saldanha Real Estate Team

Family Day Fun 2022

Tags: Family, fun

Family Day Fun 2022 With Family Day fast approaching (Monday, February 21), it is time to start deciding what to do with your family for the long weekend. Here is a list of five fun Family Day activities to do in the Greater Toronto Area:   1. OUTDOOR SKATING  Enjoy Family Day at one of the many outdoor skating rinks in Brampton. Most of the outdoor rinks in Brampton are free of charge...Read More

Home Evaluation

By: Mitchell Saldanha Real Estate Team

Home Evaluation

Tags: Home Evaluation,

Benefits of a Home Evaluation Whether you are deciding to put your house up for sale or you are searching for a home to buy, a home evaluation — also known as a Comparative Market Analysis (CMA) — is important in determining the market value of the property. A CMA is a report that includes both active and sold listings. Agents use these reports to help pinpoint an accurate market val...Read More

7 Steps for Mortgage Prep

By: Mitchell Saldanha Real Estate Team

7 Steps for Mortgage Prep

Tags: Mortgage Prep Guide,7 Mortgage Prep steps, Mortgage Preparation Guide

Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one borrower (or guarantor), especially if you are putting under 20% down. If you are able to make a larger down payment of 20% or more, then a score of 680 is not required. If your credit score does not meet the mini...Read More

To Break Or Not To Break

By: Mitchell Saldanha Real Estate Team

To Break Or Not To Break

Tags: mortgage

Most homeowners should expect to pay a penalty if they want to break their mortgage to get a better rate or for a complete refinance.   Homeowners in 5 year fixed mortgages often look to break their mortgage during their 3rd year for debt consolidation or to accommodate changing life circumstances.   The penalty to break a mortgage is typically the greater of • Three month’s i...Read More

Winter Family Fun in Halton Hills

By: Mitchell Saldanha Real Estate Team

Winter Family Fun in Halton Hills

Tags: Halton Hills, Winter Family Fun

Winter Family Fun in Halton Hills With all this cold weather and snow, most of us are probably dreaming about being somewhere sunny and laying on a beach. Even if the cold winter climate isn’t for you, there are so many fun winter activities to do in Halton Hills. Here are our top six suggestions for winter family fun in Halton Hills: 1. HIT THE SLOPES After a fresh snowfall, you'll wan...Read More

How To Talk To Your Kids About Finances

By: Mitchell Saldanha Real Estate Team

How To Talk To Your Kids About Finances

Tags: Finances

A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of $5,623 per year! This is an extensive additional cost that most parents cannot afford. In fact, over 30% of parents are seeing delayed retirement in order to help kids with post-secondary costs and are facing an inability or delayed timeframe in paying off their own debts. As m...Read More