With everything that is currently happening in our society regarding COVID-19, there has been a lot of questions and many of us wonder as what is going to happen. Things are constantly changing day-by-day and no one truly has all the answers that we are looking for. As of right now, we know that the best thing we can do is practice social distancing and stay at home if and whenever possible. Being...Read More

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 Dear Clients,    We, at the Mitchell Saldanha Real Estate Team wanted to take a moment to discuss how the market is adapting to our new circumstances regarding COVID-19. The Provincial Government has deemed the Real Estate industry as an essential service. Essential services include emergency services, food, shelter, transportation and communication services among others. &nbs...Read More

Get to know the pros and cons and the best option for you.   There once was a time when renting your entire life may have made reasonable financial sense. It was only a generation ago mortgage rates were in the double digits and affordable rental units were aplenty. But over time, borrowing rates have fallen, and in major centres in Canada, rental rates have skyrocketed. It now appears the a...Read More

March Break is approaching quickly which means the kids are off school for a week. It can be hard to decide what to do with your kids while they are off, as the weather can sometimes be unpredictable in Ontario.    To help you out and provide some ideas, here is a list of five fun March Break activities that you and your family can enjoy this break from the Mitchell Saldanha Real Estate...Read More

With Family Day fast approaching (Monday, February 17), it is time to start deciding what to do with your family for the long weekend. Here is a list of five fun Family Day activities to do in Brampton:   1. Outdoor Skating  Enjoy Family Day at one of the many outdoor skating rinks in Brampton. Most of the outdoor rinks in Brampton are free of charge and open to the public most days of...Read More

What is a Mortgage “Refinance” and How Does It Affect Me?   Refinancing a home is one of those things where people understand what it is but have trouble explaining how it works. To put it simply, refinancing your home allows you to access the equity you have built up, by changing the mortgage amount. Let’s say you bought a $300,000 condo and you paid 20% ($60,000) as your ...Read More

With all of this cold weather and snow, most of us are probably dreaming about being somewhere sunny and laying on a beach. Even if the cold winter climate isn’t for you, there are so many fun winter activities to do in Halton Hills.  Here are our top six suggestions for winter family fun in Halton Hills: 1. Hit the Slopes After a fresh snowfall, you'll want to make your mark in ...Read More

  Mortgage [NOUN] With a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, the bank may evict the home’s occupants and sell the house, using the income from the sale to clear the mortgage debt.  Mortgages in a Nutshell Since homes are expe...Read More

  With many people preparing for freezing winter temperatures in Georgetown, Caledon, Brampton and other areas, it is now time to get your home ready before the well-known  winter weather risks become your worst nightmare such as frozen pipes! Whether this winter is your first time in your own home or the tenth, there are a few things you can do to help prepare your home for the harsh w...Read More